Financial Advice

We've certainly analyzed after the covid pandemic everybody who was not financial or may not become enable to manage their finances. It's to hard to manage all the expenses, every products or services value as gone high and not getting stopped. Even the necessary things which we use regularly. 
So, we made a solution to manage your finance and you can grow money with this useful financial tips.  

1. The very first thing Calculate your monthly income / salary and expenses on a rough page.
Create a financial Calendar, this might be funny for you but this will make your foundation. Write every importance dates of your payments and receipts. And track the reports and analyze credits payments. 

2. Save up to 20% of your Income.
Why to save 20% ? This is for your priories and if any emergency occurs, debts, due payments, etc. that time or for future spending it will help. You can do lot more from this 20% And off course if you have money in your hands, then you are never behind and in any difficult time you do not panic ahead.

3. Spend only 10% for lifestyle.
Lifestyle expenses are not important If possible spend less than 10%. This includes all your lifestyle spending. To spend happy hours to feel fresh yo can sped for lifestyle. 
Know, How to shop Smart? 

4. Pay off the expenses.
Clear all the needed payments because if you pay timely payments. It will save you in future. Negotiate it just for your salary. How to clear a mountain of payments.

5. Avoid takings loans in debts.
Generally, in debts people take loans and they get trapped. also avoid if you have only one source of income or you are the only salaried person. 

6. Be a financial decision maker.
Financial decision are not so easy we all know. At anytime our whole system can get ruined. Foe this make your mind very static and smart while making finance decision. 

7. Keep checking your reports.
Which reports I'm taking?
The report you made at foundation. the Calendar you create, the date of your payments. Track your daily, weekly, monthly expenses. By tracking you will be thoroughly knowing your money spend and balanced.